Cancer. 😳 The word can strike fear into the hearts of most people. Most Malaysians still view a cancer diagnosis as “receiving the death penalty,” when in actual fact, the disease is treatable.

 

The common cancer myths and misconceptions spread can stop people from undergoing tests and getting the proper treatment. They can also contribute to the growing stigma and taboo surrounding this disease.

 

Malaysia anticipates a 49 per cent increase in breast cancer cases from 2012 to 2025, as reported by the New Straits Times. Studies shown that High-income breast cancer patients in Malaysia have a survival rate of over 90 per cent, at least 25 percentage points higher than low-income patients with a less than 65 per cent chance of surviving the disease, according to data compiled by the Cancer Research Malaysia (CRMY).

 

 

But why like this lah?

 

In most cases, this is because low-income breast cancer patients have limited access to health care services which causes delay in diagnosis and treatment. Tambah lagi the latest and advanced treatments including targeted therapies and immunotherapies are not available in public hospitals just yet’  .😰

 

When it comes to cancer, not only does it affect your health physically, but mentally as well. It might bring up negative feelings you’re not used to cope with, which makes it important to think and plan ahead for your future.

 

Before ‘nasi sudah menjadi bubur’, it is best to discuss your preferences and values with your loved ones to make sure you have a peace of mind and won’t need to worry about work and bills during recovery – should anything happen lah.

 

 

That is why, health insurance is so important. You want to be prepared for the unexpected and have #TheExtraOK moment during recovery. With Allianz Malaysia, you will always have the better and smarter protection such as a medical plan that has extra benefits and medical protection for you.

 

 

HealthInsured– Designed to Give You Peace of Mind

 

There is no greater wealth in this world than peace of mind, betul tak? HealthInsured is a medical plan by Allianz Malaysia that cares for your needs and protects you and your family with the most comprehensive medical coverage. Here’s why…

 

 

Extensive Cancer Coverage

To curate the best treatment that might be suitable for your type of cancer, doctors usually do genomic testing. What is a genomic testing you ask?

 

 

Well, genomic testing is a method used to predict how your cancer will grow. Your doctor will use a sample of your blood or tissue removed from your cancer cell to do this test. The result will then tell how fast-growing your cancer might be and the possibility for it to spread.

 

According to the Pantai Premier Pathology chief executive Hareeff Muhammed, a complete genomic profiling, depending on the markers to be included, can vary between RM8,000 and RM15,000. 😱 Genomic testing for cancer used to cost of up to RM20,000, with the cost of sending samples abroad driving prices of up to RM28,000, prior to the technology being made available locally.[1]

 

With HealthInsured, you are protected against this large amount and much more*! Allianz Malaysia has also extended its outpatient cancer coverage to include advanced treatments such as targeted therapy, hormonal therapy, and immunotherapy.

 

*Note: Genomic testing for cancer is not covered under Plan 150.

 

 

NO Overall Lifetime Limit and HIGH Overall Annual Limit

 

With HIGH Overall Annual Limit – of up to RM5 million and NO Overall Lifetime Limit, you’ll be able to protect yourself against medical inflation with more medical protection.

 

HealthInsured allows you to get instant medical attention when you need it, without worrying about footing the bill.

 

 

International Second Medical Opinion 

 

Need a second medical opinion from medical specialists around the world? No problem! With HealthInsured, you’d be able to do so and feel more empowered and confident in your treatment decisions.

 

In fact, second opinions are very important for any patient who has been diagnosed with cancer as the disease is one of the most life-changing events for individuals and their families. Treatment recommendations can sometimes be incorrect or there may be other options of which patients were never exposed to. Hence, taking that next step in getting a second opinion can make a huge difference.

 

And that’s not all…

 

Remember when we mentioned at the beginning of the article that high-income breast cancer patients in Malaysia have a survival rate of over 90 per cent, which is 25 percentage points higher than low-income patients?

 

Well, you’d be glad to know that with HealthInsured you’ll get covered for cancer treatments regardless of your income level.

 

You can also bid goodbye to the hassle of needing to call your agent, filling up forms and all those tedious stuff because HealthInsured also gives you hassle-free admissions into an extensive panel of hospitals.

 

Now isn’t all this a comprehensive medical plan or what?🤩

 

To find out more about HealthInsured click here or get in touch with an authorised Allianz Malaysia representative.