Prudential is the first in the market to offer a pre-natal policy which accepts pregnancies from IVF treatment (subject to underwriting requirements) and it’s called PRUMy Child Plus.

PRUMy Child Plus is a comprehensive insurance solution using PRUWith You as the basic plan, for the mother and her unborn baby during pregnancy, right up to the child’s adulthood. This insurance solution can also be customized to include a critical illness rider, accident rider and a savings rider for the child’s use for education later on.

For mothers who have been covered under PRUWith You, you can easily cover your subsequent children with PRUMy Child Plus solution under Easy and Simple Enrolment (EASE) process without going through full underwriting. The Infant Care Plus rider provides both Pregnancy Care Benefit and Child Care Benefit that not only covers pre-natal coverage but also newborn coverage including neonatal jaundice as well as other congenital conditions up to age 5 years old. Essential Child Plus rider offers coverage for specific child critical illnesses and will automatically convert to Crisis Care at age 25 to cover specific adult critical illness, keeping the child’s coverage relevant in line with their protection needs.

Terms and conditions apply

Please refer to PRUWith You’s Product Disclosure Sheet and Product Illustration for the full list of benefits, exclusions, waiting periods and other terms and conditions of each of the plans mentioned above.

www.prudential.com.my/en/our-products/products/prumy-child-plus